Open Banking Sources

📘
Last Updated: March 26, 2025
Note: This page is constantly evolving and is updated as needed.

Open Banking Sources (Completed Migrations)

Complex Table

Open Banking Financial Institution Name	Open Banking Financial Institution ID	Supported Access/Login Type	Special Setup Instructions	Known Limitations of the Open Banking API	*Provider Token Expiration Times	**Max Transaction History
Allianz Life	112966	Advisor: Yes Delegate: Yes Investor: Yes	Allianz only supports aggregation for Advisors, Investors or Delegates of a Financial Professional. Delegates of clients are not supported.	Transaction data is only available for some Allianz products. Transaction data is available for productType Variable Annuity and Variable Indexed Annuity. Transaction data is not available for most other product types.	None (consent is rolling with successful aggregation)	Beginning of last calendar year.
American Funds Retirement Planning Center - Participant (Investment)	113442	Advisor: No Delegate: No Investor: Yes			None	Beginning of last calendar year.
Bank of America	113012	Advisor: No Delegate: No Investor: Yes			None (consent is rolling with successful aggregation)	300 days
Charles Schwab	112126	Advisor: Yes Delegate: Yes Investor: Yes	Advisors with institutional access should use "Charles Schwab Institutional - SFTP".		None (consent is rolling with successful aggregation)	Beginning of last calendar year
Chase	112151	Advisor: Yes Delegate: Yes Investor: Yes	Authorized Owners must select “Third Party Access” on the Access Manager page in order for the Authorized User to be able to aggregate data from the API.	Commercial Line of Credit accounts are not supported. OLY Managed accounts are not supported.	None (consent is rolling with successful aggregation)	Beginning of last calendar year.
Citi	116252	Advisor: No Delegate: No Investor: Yes			365 days	360 days
Empower Retirement - Your Retirement Plan - Participant	113078	Advisor: No Delegate: No Investor: Yes		Some plans available through the Empower websites are not record-kept at Empower and won’t be available with detailed data though the API	None	Beginning of last calendar year.
Fidelity Investments	113552	Advisor: Yes. Delegate: Yes Investor: Yes	Support for Delegate Access was added 12/12/2023. Advisors with institutional access should use "Fidelity IWS - FTP Access".	The Fidelity API does not support users with a Charitable only or NetBenefits only account without a linked brokerage account. Fidelity will add API support for these users by the end of 2025. Fidelity says that as a workaround, these users can create a non-funded linked brokerage account which will allow them to use the API.	Fidelity tokens expire after 360 days. Currently Fidelity has a known issue where consent does not restart if done in advance so accounts will fail again needing reconsent after the original 360 day date. Fidelity is working on the issue but has cautioned that users let their tokens fully expire and relink the account by going through the consent process anew after the accounts fail to aggregate due to the expired token.	360 days
JPMorgan Asset Management - RetirementLink - Participant	113443	Advisor: Yes. Delegate: Yes Investor: Yes		None	Beginning of last calendar year.
KeyBank - Online Banking	116648	Advisor: No Delegate: Yes Investor: Yes			2 years	360 days
MetLife Resources - SavingsLink - Participant	113445	Advisor: Yes. Delegate: Yes Investor: Yes			None	Beginning of last calendar year.
PNC	113721	Advisor: No Delegate: No Investor: Yes			365 days	90 days
TIAA-CREF	115824	Advisor: No Delegate: No Investor: Yes		TIAA is not currently supporting After Tax Annuity account types and has not provided a timeline for when they might be available. They have advised that After Tax Annuity account holders should open an incident with TIAA to help track the demand for this account type.	90 days	Beginning of last calendar year.
Transamerica	113658	Advisor: No Delegate: No Investor: Yes			None	360 days
U.S. Bank	112341	Advisor: Yes Delegate: Yes Investor: Yes	Advisors should use "U.S. Bank Legacy - SFTP"		None (consent is rolling with successful aggregation)	90 days
Voya Financial - Participant Retirement	113761	Advisor: No Delegate: No Investor: Yes		Some plans available through the Voya websites are not record-kept at Voya and won’t be available with detailed data after the conversion. See attached list of plans that will not aggregate with holdings and transactions detail following the conversion.	None (consent is rolling with successful aggregation)	Beginning of last calendar year.
Wells Fargo	112518	Advisor: Yes Delegate: Yes Investor: Yes	We recommend advisors use " Wells Fargo Advisors - First Clearing SFTP" For Delegate Users: The primary account owner needs to enable the necessary accounts for their agent/sub-user.			Beginning of last calendar year.

*Provider Token Expiration Times: How often re-consent is required

**Max Transaction History: Some accounts types may not go back as far