Upcoming Scheduled Open Banking Migrations

This guide provides a comprehensive overview of scheduled and ongoing ByAllAccounts' Open Banking migrations along with key details.

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Last Updated: March 26, 2025
Note: This page is constantly evolving and is updated as needed.

Complex Table
Open Banking Financial Institution (ID & Name) Conversion Supported Access/Login Type Special Instructions Known Limitations of the Open Banking API Provider Token Expiration Times Max Transaction History
FI:115398 - Capital One (Banking)
Legacy FIs
  • FI:42213 - CapOne Online (Banking)
Conversion Date: n/a
Secondary Dates
  • New Account Enablement Date: Currently Available
  • Screen-Scraping Cutoff Date: 10/31/2023
  • Removal of Screen-Scraping FIs: 10/31/2023
Advisor: No
Delegate: No
Investor: Yes
FI:120608 - Bank of America Private Bank
Legacy FIs
  • FI:47776 - Bank of America Private Bank - Legacy Access
  • FI:98330 - Bank of America Merrill Lynch - Account Management Online
Conversion Date: May 28 and June 16, 2025
Secondary Dates
  • New Account Enablement Date: April 28, 2025
  • Screen-Scraping Cutoff Date: June 30, 2025
  • Removal of Screen-Scraping FIs: June 30, 2025
Advisor: No
Delegate: No Investor: Yes
Health Savings Accounts (HSA) are unavailable via API None (rolling) 300 days
FI:120577 - Merrill Lynch
Legacy FIs
  • FI:97352 - Bank of America - Merrill Edge
  • FI:222 - Merrill Lynch Online
  • FI:221 - Merrill Lynch Direct
  • FI:106742 - Merrill Lynch Investments - Quicken
  • FI:106743 - Merrill Lynch Online Payment - Banking - Quicken
  • FI:98226 - Merrill Lynch - Bank of America - Administrative Login
Conversion Date: May 28 and June 16, 2025
Secondary Dates
  • New Account Enablement Date: April 28, 2025
  • Screen-Scraping Cutoff Date: June 30, 2025
  • Removal of Screen-Scraping FIs: June 30, 2025
Advisor: No
Delegate: No Investor: Yes
Health Savings Accounts (HSA), Banking Accounts, Life Insurance Accounts are unavailable via API None (rolling) 300 days
FI:120576 - Merrill Lynch BenefitsOnline
Legacy FIs
  • FI:261 - Merrill Lynch Benefits Online - 401k Plan
  • FI:49999 - Merrill Lynch Benefits Online - Stock Option Plan
  • FI:55041 - Merrill Lynch Benefits OnLine Non-Qualified Deferred Compensation
  • FI:97463 - Merrill Lynch Benefits Online Employee Stock Purchase Plan
  • FI:53222 - Merrill Lynch Benefits Online - Administrative Login
Conversion Date: May 28 and June 16, 2025
Secondary Dates
  • New Account Enablement Date: April 28, 2025
  • Screen-Scraping Cutoff Date: June 30, 2025
  • Removal of Screen-Scraping FIs: June 30, 2025
Advisor: No
Delegate: No Investor: Yes
Health Savings Accounts (HSA), Banking Accounts, Life Insurance Accounts, Annuity Accounts, Defined Benefits Accounts are unavailable via API None (rolling) 300 days
FI:120010 - Principal Financial Group - Personal
Legacy FIs
  • FI:104950 - Principal Financial Data Pages - Retirement Access
  • FI:8372 - Principal Financial Group - Personal
  • FI:107079 - Principal Financial Group - Investment - Quicken
  • FI:107080 - Principal Funds - Investment - Quicken
Conversion Date: May 12 and June 9, 2025
Secondary Dates
  • New Account Enablement Date: April 14, 2025
  • Screen-Scraping Cutoff Date: June 25, 2025
  • Removal of Screen-Scraping FIs: June 20, 2025
Advisor: No
Delegate: No Investor: Yes
1 year 90 days
FI:118925 Vanguard
Legacy FIs
  • FI 110721 - Vanguard Legacy Access (previously named "Vanguard")
  • FI 98577 - Vanguard Group - Quicken
Conversion Date: February 19, 2025
Secondary Dates
  • New Account Enablement Date: February 7, 2025
  • Screen-Scraping Cutoff Date: February 21, 2025
  • Removal of Screen-Scraping FIs: March 21, 2025
Advisor: No
Delegate: No
Investor: Yes
To protect it's website performance, Vanguard is restricting data aggregation between 9AM-11AM and 3PM-5PM ET, Monday through Friday. During these hours, ByAllAccounts will not enable new account configurations. Aggregation will function normally outside these times. None (consent is rolling with successful aggregation) 90 days

*Provider Token Expiration Times: How often re-consent is required

**Max Transaction History: Some accounts types may not go back as far